Whether or not you’re a big-time goal setter or make resolutions at the beginning of the new year, you likely have a few things in mind that you either want to accomplish or that you know are coming down the pike in your life. And, I don’t know about your big plans, but for most
Author Archives: Victoria Kellogg
Shutdown Strategy Well, hello there! Happy New Year and welcome to 2019. Yes, I know we’re quite a ways into the month but I wanted to pop in and offer you a look at the markets and how we’re ‘strategizing’ for our clients around this government shutdown. (No worries…this is still a ‘no politics’ zone;)
Recently I got a call from and 85-year old client that needed my help. She didn’t have money to buy groceries. Wow, it’s not often that I’m called on in these types of situations, but I was glad to help her. But, how did she get into such a bad situation? Her husband had passed
Well, here we are…in October! We’ve turned the page to a new season and a new quarter. Now that the peak home buying season has cooled, like the crisp, fall air, I thought it would be a good time to share with you some of my thoughts on what’s happening in the markets and what
One of the first questions borrowers ask me when we’re beginning their mortgage application is “how long is this process going to take?” If you’ve wondered the same thing as you consider buying your first home, or your next home, here’s a simple, easy-to-understand rundown of the loan process so you can see about how
If you could use some encouragement in your house hunt, this article is for you. Just about everyday I speak to clients that are pre-approved for their mortgage and are actively looking for houses but have yet to find just the right one, or have lost out on multiple offer situations. I encourage them to
The time has come…you’re ready to do some adulting and buy a home, settle down, spend Saturdays at Home Depot, maybe even lay down some tile somewhere. But there’s just one problem, you’ve got to save a huge pile of cash for the down payment because, after all you are a first-time homebuyer in California.
We all know that an important part of *adulting* is buying and owning a home. But the cost of homes here in SoCal leads many would-be homeowners I talk to, to question that. How about you? If you are on the fence about whether it’s important to own a home, this article is for you.
Do you wonder if you are in the right mortgage program for this stage of your life? It’s a smart financial question to ask, especially with rates rising and home appreciation rates increasing every year. As you know, I love to look out for my clients’ best interests and a chance I had recently to
Despite the financial market churnings recently, I’m seeing and hearing from others I talk to in real estate that the home buying season is heating up…now. We’re seeing a high volume of buyer activity. I’ve been receiving lots of borrower inquiries and doing pre-qualifications. I don’t have any data to back this up quite yet,