Category Archives: Housing & Mortgage Market

What to expect in Q4 for Markets and Mortgage Rates

Well, here we are…in October! We’ve turned the page to a new season and a new quarter. Now that the peak home buying season has cooled, like the crisp, fall air, I thought it would be a good time to share with you some of my thoughts on what’s happening in the markets and what

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How Long it Takes: Mortgage Loan Process Demystified

One of the first questions borrowers ask me when we’re beginning their mortgage application is “how long is this process going to take?” If you’ve wondered the same thing as you consider buying your first home, or your next home, here’s a simple, easy-to-understand rundown of the loan process so you can see about how

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Need a house hunters pick-me-up?

If you could use some encouragement in your house hunt, this article is for you. Just about everyday I speak to clients that are pre-approved for their mortgage and are actively looking for houses but have yet to find just the right one, or have lost out on multiple offer situations. I encourage them to

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House Down Payment Options

Think you need 20% down to buy a home? Think again.

The time has come…you’re ready to do some adulting and buy a home, settle down, spend Saturdays at Home Depot, maybe even lay down some tile somewhere. But there’s just one problem, you’ve got to save a huge pile of cash for the down payment because, after all you are a first-time homebuyer in California.

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Spring Home Buying Season Heating Up and How to Win in a Bidding War

Despite the financial market churnings recently, I’m seeing and hearing from others I talk to in real estate that the home buying season is heating up…now. We’re seeing a high volume of buyer activity. I’ve been receiving lots of borrower inquiries and doing pre-qualifications. I don’t have any data to back this up quite yet,

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How the New Tax Reform Law Affects Homeowners

How confused have you been over the new tax law? While it was making its way through Congress it seemed like we heard different stories everyday of what awful or wonderful things would befall us once it was passed. Then, by the time it was signed into law by President Trump on December 22nd, we

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Housing Outlook

Outlook for Housing & Mortgage Market for 2018

Interested to know what’s expected for the new year in terms of real estate and mortgage rates? Me too! I’ve been reading up on what the experts I respect see happening in the new year and one foundational theme I’m seeing is that we could see some shifting and changing in housing and mortgages in

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