Category Archives: Uncategorized

Q&A: How can I get a lower rate?

One of the questions I hear from clients most often is ‘how can I get a lower rate on my mortgage?’ It’s a great question and one of the most important ones to ask before you sign on for a long-term mortgage. The good news here is that there are numerous ways that you can

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Condo a great option

Buying a condo is even easier, and a great option

Oftentimes when attempting to buy a condo, we can have issues with the purchase if there are any litigation, lawsuits, or HOA issues that the property is involved with, until now. Because of changes in guidelines, we are now able to have some more leeway when it comes to getting a mortgage approved, as long

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Changes in mortgage rules could help you pay off your student loan quicker

Raise your hand if you are still paying off your student loan…most of us have hands raised…71%, in fact graduated from college with student loan debt and many are still paying it off. Last week I posted briefly on Twitter and Facebook – which I’d love you to follow me if you’re not already –

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Saving for a down payment in expensive So.Cal markets

How are you doing saving that down payment for your home purchase? A recent study posted by Zillow reported that saving for a down payment as the largest obstacle for renters wanting to buy a home. And here in Southern California, with high rents and high cost of living it’s even more difficult! So, although

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Fed raised rates, mortgage rates moved lower. Say what?

Since my last post in mid-March we’ve seen some interesting developments in the mortgage market, namely that since the Fed raised its key interest rate, mortgage rates actually improved some, dropping to the lowest levels all month. It was certainly a nice gift! Let’s recap what’s been happening. So, back on March 15th the Federal

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Fed likely to raise rates this week. What’s the play for you?

This Wednesday, on March 15th, the Federal Reserve Board (‘The Fed’) will meet, and all signs point to them voting in favor of raising the Fed Funds Rate, a key interest rate. What does this mean for you? First, remember that they don’t literally raise mortgage rates but their actions affect the direction of stock and

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Rents continue to climb, is it time to buy?

So, as a renter, each year when you get ready to renew your lease do you shutter to see the increase that your landlord comes up with? Well, you’re not alone. Lots of renters out there are feeling the pinch as rents continue to rise according to a new report out by the U.S. Census

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