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Our team has decades of experience leading families through the home buying process.

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Saving for a down payment in expensive So.Cal markets

How are you doing saving that down payment for your home purchase? A recent study posted by Zillow reported that saving for a down payment as the largest obstacle for renters wanting to buy a home. And here in Southern California, with high rents and high cost of living it’s even more difficult! So, although

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Fed raised rates, mortgage rates moved lower. Say what?

Since my last post in mid-March we’ve seen some interesting developments in the mortgage market, namely that since the Fed raised its key interest rate, mortgage rates actually improved some, dropping to the lowest levels all month. It was certainly a nice gift! Let’s recap what’s been happening. So, back on March 15th the Federal

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Fed likely to raise rates this week. What’s the play for you?

This Wednesday, on March 15th, the Federal Reserve Board (‘The Fed’) will meet, and all signs point to them voting in favor of raising the Fed Funds Rate, a key interest rate. What does this mean for you? First, remember that they don’t literally raise mortgage rates but their actions affect the direction of stock and

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Rents continue to climb, is it time to buy?

So, as a renter, each year when you get ready to renew your lease do you shutter to see the increase that your landlord comes up with? Well, you’re not alone. Lots of renters out there are feeling the pinch as rents continue to rise according to a new report out by the U.S. Census

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Welcome Spring! Peak home buying season is here!

What are rates doing this week as we usher in the spring home-buying season?According to to Len Kiefer, deputy chief economist, Freddie Mac: “The average 30-year fixed mortgage rate fell to 3.78 percent this week following mixed housing data. Housing Starts dropped 17 percent to a seasonally adjusted pace of 897,000 units, below market expectations. However, housing permits

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