Tag Archives: home purchase

Spring & Summer Housing Market Shaping Up to Be Better than We Thought

You may have heard news headlines over the past month or so that mortgage rates have been rising. If this has you worried about your plans to buy a home over the next few months, let’s talk facts. The truth is that yes, rates have risen, but only slightly, and they remain lower than they

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Understanding Your FICO Score So You Can Buy a Home

So often I hear from first-time homebuyers that they are either unsure or downright scared of their credit score and what it might be. Well, in this article I want to demystify it all for you so that we can chase away that uncertainty and fear away with knowledge. We’re going to go through what

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What you need to know…Housing Heating Up, Rates Trending Lower…for now

All you need to know about the latest mortgage rate and housing trends The stock markets are trending toward a little more safety and conservatism since the last Fed Meeting where the Members expressed some concern over the prospect of slowing growth in the economy. Yet, the economy is still cranking out new jobs and

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New Trend for Mortgage Rates

New Year, New Trend for Rates

Shutdown Strategy Well, hello there! Happy New Year and welcome to 2019. Yes, I know we’re quite a ways into the month but I wanted to pop in and offer you a look at the markets and how we’re ‘strategizing’ for our clients around this government shutdown. (No worries…this is still a ‘no politics’ zone;)

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What to expect in Q4 for Markets and Mortgage Rates

Well, here we are…in October! We’ve turned the page to a new season and a new quarter. Now that the peak home buying season has cooled, like the crisp, fall air, I thought it would be a good time to share with you some of my thoughts on what’s happening in the markets and what

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How Long it Takes: Mortgage Loan Process Demystified

One of the first questions borrowers ask me when we’re beginning their mortgage application is “how long is this process going to take?” If you’ve wondered the same thing as you consider buying your first home, or your next home, here’s a simple, easy-to-understand rundown of the loan process so you can see about how

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Need a house hunters pick-me-up?

If you could use some encouragement in your house hunt, this article is for you. Just about everyday I speak to clients that are pre-approved for their mortgage and are actively looking for houses but have yet to find just the right one, or have lost out on multiple offer situations. I encourage them to

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Spring Home Buying Season Heating Up and How to Win in a Bidding War

Despite the financial market churnings recently, I’m seeing and hearing from others I talk to in real estate that the home buying season is heating up…now. We’re seeing a high volume of buyer activity. I’ve been receiving lots of borrower inquiries and doing pre-qualifications. I don’t have any data to back this up quite yet,

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Q&A: How can I get a lower rate?

One of the questions I hear from clients most often is ‘how can I get a lower rate on my mortgage?’ It’s a great question and one of the most important ones to ask before you sign on for a long-term mortgage. The good news here is that there are numerous ways that you can

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Condo a great option

Buying a condo is even easier, and a great option

Oftentimes when attempting to buy a condo, we can have issues with the purchase if there are any litigation, lawsuits, or HOA issues that the property is involved with, until now. Because of changes in guidelines, we are now able to have some more leeway when it comes to getting a mortgage approved, as long

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