Tag Archives: homeownership

Reverse Mortgage Update: It was almost too late for these clients

Recently I got a call from and 85-year old client that needed my help. She didn’t have money to buy groceries. Wow, it’s not often that I’m called on in these types of situations, but I was glad to help her. But, how did she get into such a bad situation? Her husband had passed

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How Long it Takes: Mortgage Loan Process Demystified

One of the first questions borrowers ask me when we’re beginning their mortgage application is “how long is this process going to take?” If you’ve wondered the same thing as you consider buying your first home, or your next home, here’s a simple, easy-to-understand rundown of the loan process so you can see about how

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Need a house hunters pick-me-up?

If you could use some encouragement in your house hunt, this article is for you. Just about everyday I speak to clients that are pre-approved for their mortgage and are actively looking for houses but have yet to find just the right one, or have lost out on multiple offer situations. I encourage them to

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Q&A: How can I get a lower rate?

One of the questions I hear from clients most often is ‘how can I get a lower rate on my mortgage?’ It’s a great question and one of the most important ones to ask before you sign on for a long-term mortgage. The good news here is that there are numerous ways that you can

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Condo a great option

Buying a condo is even easier, and a great option

Oftentimes when attempting to buy a condo, we can have issues with the purchase if there are any litigation, lawsuits, or HOA issues that the property is involved with, until now. Because of changes in guidelines, we are now able to have some more leeway when it comes to getting a mortgage approved, as long

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Saving for a down payment in expensive So.Cal markets

How are you doing saving that down payment for your home purchase? A recent study posted by Zillow reported that saving for a down payment as the largest obstacle for renters wanting to buy a home. And here in Southern California, with high rents and high cost of living it’s even more difficult! So, although

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Rents continue to climb, is it time to buy?

So, as a renter, each year when you get ready to renew your lease do you shutter to see the increase that your landlord comes up with? Well, you’re not alone. Lots of renters out there are feeling the pinch as rents continue to rise according to a new report out by the U.S. Census

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