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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Welcome to September! Here’s your Housing Market Update

Did you enjoy your Labor Day Weekend? I hope so! And I hope you’re enjoying these last days of summer. The housing market, much like the changing seasons, is showing signs of both stability and transition. Let’s dive into the latest updates. Interest Rates: A Cautious Dance The recent PCE inflation data, which is the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Housing Market Update – Interest Rates and New Home Sales

Good news for homebuyers continues… Interest Rates Update Interest rates have recently reached their lowest levels of the year, and the trend suggests a possible further decline. This past week, the release of the Fed Minutes revealed that several officials preferred to cut rates at the July meeting. This news, along with signs of weakness

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Positive Signs for Mortgage Rates and Market Activity

There’s some exciting news in the mortgage market! Recent economic data and housing trends point towards a more favorable environment for both homeowners and potential buyers. Interest Rate Rollercoaster Recent weeks have seen significant fluctuations in interest rates. While we’ve experienced some welcome declines, it’s essential to remember that these shifts are influenced by a

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Positive Shifts in the Mortgage Market

I’m excited to share some encouraging news about the mortgage market. We’ve been seeing positive trends that could benefit homeowners and homebuyers alike. Interest Rates on the Decline  Interest rates have been steadily decreasing, offering a welcome reprieve for those looking to purchase a home or refinance their mortgage. We saw rates drop to lows

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Important Fed Meeting: What It Means for You

It’s been a wild week in the mortgage market! Interest rates have taken another turn, and economic news is a mixed bag. Let’s break it down. Interest Rates Taking a Breather Great news! Mortgage rates dipped this week, offering some relief to homebuyers. While it’s a small victory, it’s a step in the right direction.

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Rates Continue to Improve: A Closer Look

Good news! Mortgage rates have continued their downward trend this past week, reaching even lower levels. Let’s dive into the details and see what this means for potential homebuyers. The Fed: A Tug-of-War While the Federal Reserve has signaled a potential rate cut, there’s still some uncertainty about the timing and magnitude of these reductions.

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Subject: Mortgage Rates: A Welcome Dip, But Stay Informed!

Good news! Mortgage rates have continued their recent downward trend, reaching their lowest levels in five months. Also, the average rates for the 15-year and 30-year fixed are lower now than they were a year ago by .13 and .07 percent, respectively, according to Freddie Mac’s weekly survey. This is welcome news for homebuyers who

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Rate Update: A Mixed Bag, But Hope Remains!

Happy belated Fourth of July! I hope you enjoyed celebrating our nation’s independence with your loved ones. A Look Back at the First Half of 2024 The good news is that home loan rates closed out the first half of the year on a positive note, reaching their lowest levels since early April. This improvement

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Navigating the Mortgage Market: Rates Volatile, But Hope Remains!

This week marks the beginning of the second half of 2024. It’s also a holiday-shortened week as we celebrate July 4th, Independence Day on Thursday. In the meantime, let’s talk about the mortgage and housing markets as we head into the second half of 2024. Inflation: A Global Challenge Inflation remains a top concern for

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