Tag Archives: affordability

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A “Gradual Thaw” in the New Year: What this Week’s Shifts Mean for You

Happy New Year! I hope your 2026 is off to a wonderful start. Now that we’ve all settled back into our routines, I’ve been diving into the latest market data to see what’s in store for the housing market. There is a lot of “noise” out there right now, but if I had to summarize

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

2026 is starting on a high note!

Happy New Year! I hope your 2026 is off to a wonderful start. As I’ve been settling into the year this week, I’ve been looking closely at the year-end data for 2025, and I have to tell you—there is a lot of “green” on the screen. If you’ve been waiting for a sign that the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Is Good News Bad News? Plus, The Big Debate on 50-Year Mortgages

I hope you’re having a great week! This week, let’s tackle two major topics in the news that directly affect your financial well-being. Navigating Rates: The “Good News is Bad News” Dynamic First, let’s talk about interest rates. After a period of calm, we’ve seen rates tick higher again, with the 30-year fixed averaging .05

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