Author Archives: Victoria Kellogg

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Housing Market News: Rates, Inventory, and What It Means for You

This week in the mortgage world has been a bit of a balancing act, with rates holding relatively steady despite some market volatility. Freddie Mac reported the trend for the 30-year fixed-rate mortgage essentially flat from last week, which is good news for those of you keeping a close eye on rates. We’ve seen some

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Market Moves & Mortgage Musings – Let’s Chat!

Well, it’s been another interesting week in the mortgage world! As we head into the spring homebuying season, things are definitely picking up, and it’s essential to stay informed. First off, let’s talk rates. We saw a slight uptick this week, a bit of a pause after weeks of downward movement. This isn’t unexpected. Global

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Rates Dip & Refinance Surprises – Your Weekly Market Update

Hope you’re having a great week! Here’s your update on what’s happening in the markets because it’s certainly been an interesting time. Good news first: we’ve seen mortgage rates continue their downward trend, hitting their lowest levels in four months! As of February 27th, Freddie Mac’s weekly survey reported the 30-year fixed-rate mortgage trended lower

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Market Update: Navigating the Sideways, with a Potential for Downward Trend

Hope you’re having a great week! I wanted to give you a quick update on what’s happening in the mortgage market, as I know many of you are keeping a close eye on interest rates. This past week, we’ve seen rates hovering near two-month highs, but interestingly, they’re showing signs of a potential downward trend.

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Navigating the Mortgage Market in Early 2025

Hope you’re having a great week! Lots happening in the markets. My purpose with this newsletter is to keep you informed about what’s happening in the market, even when things get a little bumpy. This week, we saw some mixed signals, so let’s break it down. Recent data revealed inflation reared its head again with

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Navigating the Mortgage Market: A Steady Hand in Uncertain Times

Hope you’re staying warm and enjoying your week! I’m checking in with a market update. I know things can feel a little uncertain out there, but as always, I’m here to help you make sense of it all. This week brought some encouraging news on the interest rate front. We saw some improvement, reaching levels

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Market Update: A Breath of Fresh Air?

Hope you’re having a productive week! I wanted to share a quick update on the mortgage market, as there’s some interesting movement happening behind the scenes. Optimistic Indicators While the headlines might not scream “major rate drop,” there’s definitely cause for optimism. This past week, despite the Fed holding steady on rates, we’ve seen some

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Navigating the Mortgage Market in 2025: What You Need to Know

Even as long as January has felt, it’s been an eventful start to the year, with a new president and some interesting shifts in the housing and mortgage markets. I wanted to share a quick update and some insights to help you stay informed. Interest Rates: A Mixed Bag The good news is that 30-year

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Good News on Rates + A Look at the Housing Market 🏡

As we get rolling after a holiday-shortened week, thanks to the observance of Martin Luther King Jr. Day, I have some encouraging news to share about mortgage rates, plus a quick look at what’s happening in the housing market. My thoughts and prayers continue to go out to all our friends, clients, and the communities

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Market Update & Support for Wildfire-Affected Communities 🏡

I hope this message finds you safe and well. My heart goes out to those impacted by the devastating local wildfires in California. What we’ve witnessed over this past week has been unimaginable! It’s during times like these that community support becomes more important than ever. Important Information for Wildfire-Affected Homeowners: If you’ve been affected

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