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Our team has decades of experience leading families through the home buying process.

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Is now the time to negotiate? A look at the record seller surplus

I hope your week is off to a wonderful start. Between the shifting winds in Washington and the global headlines, I know there is a lot of noise out there. Here’s my take on the latest news in the housing and mortgage market so you can make informed decisions for your family and your future.

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Markets, Volatility, and Moving Forward: Your Weekly Update

I hope your week is off to a wonderful start! Between the hints of spring in the air and the constant hum of the news cycle, there is certainly a lot to keep track of lately. I’ve been diving into the latest data to see how global events are hitting home—literally. Here’s a quick look

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A Milestone Week: What History and Today’s Market Tell Us

I hope your week is off to a great start! I’ve been diving into the latest market data, and there is so much to share. We’ve hit a significant milestone: for the first time in years, mortgage rates dipped below 6 percent last week. While they’ve nudged up slightly since then, the trend remains incredibly

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A Breath of Fresh Air in the Housing Market

As we step into March, I know many of you are keeping a close eye on the headlines. Between shifting economic reports, geopolitical upheaval, and the natural buzz of the coming spring season, it’s easy to feel overwhelmed by the daily noise. My goal today is to cut through that clutter and share the perspective

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A breath of fresh air for the coming spring market?

I hope your week is off to a wonderful start. While the weather may feel all over the place, the housing market is beginning to show some encouraging signs of stability and even a little momentum. I’ve been diving into the data today, and I wanted to share some encouraging trends I’m seeing. The Big

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A Fresh Look at the Market: Jobs, Oil, and Why Buyers Are Gaining Ground

I hope your week is off to a wonderful start! Between the shifting economic headlines and a holiday-shortened week, I’ve been diving into the latest data to see what it really means for your wallets and your homeownership goals. We are currently seeing some of the most favorable mortgage rate conditions in three years. While

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A “New Era” at the Fed & What it Means for Your Home

I hope your February is off to a wonderful start! Between the groundhog’s prediction and the shifting winds in the financial markets, there is certainly a lot to talk about this week. As we look toward the spring home-buying season, I wanted to share some heartening news: we are currently seeing some of the most

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A Breath of Fresh Air for Your Home Goals?

I hope your week is off to a wonderful start! I’ve been keeping a close eye on the markets for you. There is a lot of “noise” out there right now, but when we peel back the headlines, there is actually some very heartening news for anyone looking to buy, sell, or refinance this year.

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Market Update: Global Shifting, The “6 percent Crossover,” and Finding Your Way Home

I hope your week is off to a wonderful start. I’m here with my second cup of coffee, looking over the latest market data, and I felt it was the perfect time to check in. Between the global headlines and the shifting landscape here at home, there is a lot to digest as we head

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A Breath of Fresh Air for the Housing Market and What’s on the Horizon

I hope your holiday-shortened week is off to a wonderful start! As we settle into the second half of January, there’s lots going on in the news that has the potential to affect markets and mortgage rates. Let’s break it all down. The “Green Shoots” of Growth We have some truly encouraging news to kick

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