Ready to purchase a home? Download our 5-Step Guide to prepare for your journey to home ownership!

What We Do

Our passion is helping our clients finance and purchase the home of their dreams!

Read More

Who We Are

Our team has decades of experience leading families through the home buying process.

Read More

Now Doing Loans in Colorado!

More information coming soon. Please don't hesitate to contact us today if you're in the market!

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Market Update: A Breath of Fresh Air?

Hope you’re having a productive week! I wanted to share a quick update on the mortgage market, as there’s some interesting movement happening behind the scenes. Optimistic Indicators While the headlines might not scream “major rate drop,” there’s definitely cause for optimism. This past week, despite the Fed holding steady on rates, we’ve seen some

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Navigating the Mortgage Market in 2025: What You Need to Know

Even as long as January has felt, it’s been an eventful start to the year, with a new president and some interesting shifts in the housing and mortgage markets. I wanted to share a quick update and some insights to help you stay informed. Interest Rates: A Mixed Bag The good news is that 30-year

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Good News on Rates + A Look at the Housing Market 🏡

As we get rolling after a holiday-shortened week, thanks to the observance of Martin Luther King Jr. Day, I have some encouraging news to share about mortgage rates, plus a quick look at what’s happening in the housing market. My thoughts and prayers continue to go out to all our friends, clients, and the communities

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Market Update & Support for Wildfire-Affected Communities 🏡

I hope this message finds you safe and well. My heart goes out to those impacted by the devastating local wildfires in California. What we’ve witnessed over this past week has been unimaginable! It’s during times like these that community support becomes more important than ever. Important Information for Wildfire-Affected Homeowners: If you’ve been affected

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

2025 Mortgage Market Update: A Rollercoaster Ride Ahead?

Happy New Year! I hope you had a wonderful holiday season. As we kick off 2025, I wanted to give you a quick update on the mortgage market and what we might expect in the coming months. The January Effect Interest rates ended 2024 around 7 percent – higher than many analysts anticipated for the

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Market Update & A Look Ahead 🏡

Hope you’re having a great week and a wonderful holiday season! I wanted to share some insights on the mortgage market and what might be in store for us in the coming months. Interest Rates Good news! Mortgage rates have been declining for the past few weeks. According to Freddie Mac’s latest survey of average

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

🏡 Market Update & Exciting Trends! ☕ Let’s Chat About Your Homeownership Goals!

Hope you’re having a fantastic week! I wanted to share some interesting updates on the mortgage and housing market. Things are shifting, and it’s a good time to be in the know. Good News! — Mortgage rates are down! Rates are holding steady at the best levels of the past few weeks, making homeownership more

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

☕ Cozying Up to the Latest Mortgage Market Trends! ☕

Hope you had a wonderful Thanksgiving filled with good company, laughter, and maybe even a slice of pumpkin pie (or two!). As we head into December, I wanted to give you a quick update on what’s been happening in the mortgage world. Good news! Mortgage rates took a bit of a breather last week, offering

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Market Update: Rates Holding Steady & What’s Next

Just wanted to give you a quick update on the mortgage market. Just like the drive to grandma’s house for Thanksgiving, it’s been a bit of a bumpy ride lately, but the good news is that rates seem to be stabilizing after that spike we saw in September. Here’s the scoop: — Rates are holding

Read More

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

🏡 The Election’s Over… Time to House Hunt?

Hope you’re doing well! Things have been buzzing in the mortgage world, so I wanted to share some insights and keep you in the loop. Interest Rates: A Bit of a Rollercoaster Remember those low rates back in September? We’re still a bit higher than that, but the good news is they seem to be

Read More