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Our team has decades of experience leading families through the home buying process.

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Pacific Financial Mortgage

Rates tick higher on inflation worries…what’s next?

It’s been quite a week so far as mortgage rates continue to move higher in response to the yield percentage on the 10-year Treasury note rising rather rapidly. What’s happening? The markets are responding in large part to rising inflation concerns and increased government spending which increases the amount of bonds on the market, driving

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Pacific Financial Mortgage

Mortgage Rates Begin Holiday-Shortened Week Higher on COVID Case Count Optimism

Mortgage rates remained largely unchanged last week until Friday when we saw a bump higher as the effect of rising 10-year Treasury yields spilled over into mortgage pricing. This week we started off with markets closed on Monday in observance of President’s Day. As for economic reports we get looks at inflation, retail sales, and

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Rates drift lower to levels not seen since October 2016, survey says.

Hope your week is off to a great start! Some good news here about mortgage rates…according to the latest survey of average rates released by Freddie Mac, both the 30-year and 15-year continued to drift lower last week to levels not seen since October 2016. Even with Friday’s stinker of a Jobs Report, unemployment remains

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Mortgages for the Rest of Us

Having a traditional W-2 income job is great for qualifying for a traditional mortgage but the truth is that it’s becoming more and more rare in our modern economy. And fortunately for the many of us without traditional W-2 income jobs, the mortgage industry is slowly catching up with the times. Would-be homebuyers that have

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