Category Archives: Rates News

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Market Update: Global Shifting, The “6 percent Crossover,” and Finding Your Way Home

I hope your week is off to a wonderful start. I’m here with my second cup of coffee, looking over the latest market data, and I felt it was the perfect time to check in. Between the global headlines and the shifting landscape here at home, there is a lot to digest as we head

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A Breath of Fresh Air for the Housing Market and What’s on the Horizon

I hope your holiday-shortened week is off to a wonderful start! As we settle into the second half of January, there’s lots going on in the news that has the potential to affect markets and mortgage rates. Let’s break it all down. The “Green Shoots” of Growth We have some truly encouraging news to kick

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A “Gradual Thaw” in the New Year: What this Week’s Shifts Mean for You

Happy New Year! I hope your 2026 is off to a wonderful start. Now that we’ve all settled back into our routines, I’ve been diving into the latest market data to see what’s in store for the housing market. There is a lot of “noise” out there right now, but if I had to summarize

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

2026 is starting on a high note!

Happy New Year! I hope your 2026 is off to a wonderful start. As I’ve been settling into the year this week, I’ve been looking closely at the year-end data for 2025, and I have to tell you—there is a lot of “green” on the screen. If you’ve been waiting for a sign that the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A little holiday “gift” from the markets (and what’s in store for 2026)

I hope you’ve been enjoying a wonderful holiday season filled with warmth, family, and maybe a little bit of relaxation! As we wrap up 2025 and look toward the new year, I’ve been keeping a close eye on the latest market shifts so you don’t have to. It’s been a bit of a “gift-wrapped” week

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A little good news for your holiday week

As we wrap up the final full week of 2025, I couldn’t help but feel some renewed optimism for this coming year. Why? Because the latest economic news has given us a very reason to feel hopeful as we head into the new year. Between the holiday shopping and the end-of-year hustle, you might have

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A “Hawkish” Cut, Good News for Rates, and a Little Heart-to-Heart

I hope your week is off to a wonderful start. As we navigate these final weeks of 2025, I’ve been reflecting on how much “noise” there is in the news lately. Between Fed meetings, jobs reports, and shifting market trends, it’s easy to feel a bit overwhelmed. My goal today is to cut through that

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

December Update: The Fed, Shifting Rates, and What This Means for Your Home Goals

As we officially step into the heart of December, I hope this email finds you well, happy, and perhaps already enjoying the magic of the season! This past week was one for the history books, and I want to make sure I break down the big news for you. Whether you’re a long-time homeowner, thinking

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Rates are Knocking on 2025’s Lows (Plus a Fed Cut is Looking Likely!)

I hope you all had a wonderful, restful Thanksgiving holiday! I’m back with an important market update, and for those of you hoping for better financing options, this is a positive one. We’re seeing some really encouraging movement in the bond and mortgage markets thanks to some clarity from the Federal Reserve. The Big News:

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Our Thanksgiving Check-In: Rates, Young Buyers, and Gratitude!

As we head into this short, holiday-packed week, I wanted to send a quick note. The bond market might be a little “weird” this week due to lighter holiday participation, which could mean some volatility, but nothing dramatic to report yet. I hope this update finds you well and helps keep you informed about the

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