Tag Archives: first time homebuyer

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A “Hawkish” Cut, Good News for Rates, and a Little Heart-to-Heart

I hope your week is off to a wonderful start. As we navigate these final weeks of 2025, I’ve been reflecting on how much “noise” there is in the news lately. Between Fed meetings, jobs reports, and shifting market trends, it’s easy to feel a bit overwhelmed. My goal today is to cut through that

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Market Moves & Mortgage Musings – Let’s Chat!

Well, it’s been another interesting week in the mortgage world! As we head into the spring homebuying season, things are definitely picking up, and it’s essential to stay informed. First off, let’s talk rates. We saw a slight uptick this week, a bit of a pause after weeks of downward movement. This isn’t unexpected. Global

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Happy to Report a Little Good News in Rates This Week…

Rates took a breather from their climb last week and according to the latest survey of average mortgage rates published by Freddie Mac, leveled off and have been holding mostly steady. Freddie Mac also reported declining demand for homes due to higher rates and declining homebuilder confidence. All points to further evidence of the shifts

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