Tag Archives: mortgage rates

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A “Hawkish” Cut, Good News for Rates, and a Little Heart-to-Heart

I hope your week is off to a wonderful start. As we navigate these final weeks of 2025, I’ve been reflecting on how much “noise” there is in the news lately. Between Fed meetings, jobs reports, and shifting market trends, it’s easy to feel a bit overwhelmed. My goal today is to cut through that

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

December Update: The Fed, Shifting Rates, and What This Means for Your Home Goals

As we officially step into the heart of December, I hope this email finds you well, happy, and perhaps already enjoying the magic of the season! This past week was one for the history books, and I want to make sure I break down the big news for you. Whether you’re a long-time homeowner, thinking

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Rates are Knocking on 2025’s Lows (Plus a Fed Cut is Looking Likely!)

I hope you all had a wonderful, restful Thanksgiving holiday! I’m back with an important market update, and for those of you hoping for better financing options, this is a positive one. We’re seeing some really encouraging movement in the bond and mortgage markets thanks to some clarity from the Federal Reserve. The Big News:

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Our Thanksgiving Check-In: Rates, Young Buyers, and Gratitude!

As we head into this short, holiday-packed week, I wanted to send a quick note. The bond market might be a little “weird” this week due to lighter holiday participation, which could mean some volatility, but nothing dramatic to report yet. I hope this update finds you well and helps keep you informed about the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Is Good News Bad News? Plus, The Big Debate on 50-Year Mortgages

I hope you’re having a great week! This week, let’s tackle two major topics in the news that directly affect your financial well-being. Navigating Rates: The “Good News is Bad News” Dynamic First, let’s talk about interest rates. After a period of calm, we’ve seen rates tick higher again, with the 30-year fixed averaging .05

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Keeping an Eye on the Mortgage Market: What Happened Last Week

Hope you’re having a great week! Let’s check in with your weekly dose of market insight and encouragement. You know I always want to keep you informed about what’s going on in the world of home financing, and this past week was a little… spicy. The Fed’s “Hawkish” Rate Cut: Don’t let the headline fool

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Your Weekly Market Check-In: Rates at a Year Low & Why Your Credit Score Matters Right Now

The big news this week is fantastic: mortgage rates hit their lowest level in over a year! I know the news can be overwhelming and often scary, so I want to break down what’s driving this exciting movement and—more importantly—what it means for you, whether you’re looking to buy your first home, refinance, or simply

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Rates Near Year’s Best & Is January Your Magic Month?

I hope you’re staying cozy as we head deeper into the fall! This week has been all about signals—signals from the Federal Reserve, signals from the housing market, and even a signal about the very best time to buy a home. The Fed Speaks Out (Before the Quiet) This past week brought a flurry of

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

The Latest Scoop: Mortgage Rates, Home Prices, and the Job Market

I hope you’re all having a great week! It’s been a little quieter on the economic data front, but what we did get this week, along with some great insights into the housing market, gives us a lot to talk about. What’s Happening with Rates? The big story this week is that mortgage rates continue

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Is a Rate Cut a Good Thing for Mortgage Rates?

I hope you’re having a fantastic week. It’s hard to believe we’re already at the beginning of October! The big news this week was the Fed’s recent rate cut, which you would think would lead to lower mortgage rates, right? Well, that’s where things get interesting. After the Fed’s announcement, mortgage rates actually crept up

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