Tag Archives: housing rates

An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

A “Hawkish” Cut, Good News for Rates, and a Little Heart-to-Heart

I hope your week is off to a wonderful start. As we navigate these final weeks of 2025, I’ve been reflecting on how much “noise” there is in the news lately. Between Fed meetings, jobs reports, and shifting market trends, it’s easy to feel a bit overwhelmed. My goal today is to cut through that

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Our Thanksgiving Check-In: Rates, Young Buyers, and Gratitude!

As we head into this short, holiday-packed week, I wanted to send a quick note. The bond market might be a little “weird” this week due to lighter holiday participation, which could mean some volatility, but nothing dramatic to report yet. I hope this update finds you well and helps keep you informed about the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Your Weekly Market Check-In: Rates at a Year Low & Why Your Credit Score Matters Right Now

The big news this week is fantastic: mortgage rates hit their lowest level in over a year! I know the news can be overwhelming and often scary, so I want to break down what’s driving this exciting movement and—more importantly—what it means for you, whether you’re looking to buy your first home, refinance, or simply

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

The Fed’s Next Move & How AI is Changing Homebuying

I hope you’re having a wonderful week! We’ve had a lot of interesting developments over the last seven days, from the Federal Reserve’s latest insights to a surprising shift in how homebuyers are using technology. Let’s dive in! The Fed Minutes are in! The Federal Reserve recently released the minutes from their September meeting, and

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Big News: Mortgage Rates Are at Their Lowest Point in Nearly a Year!

Big changes are happening in the mortgage market! Last week, we saw mortgage rates drop to their lowest levels in almost a year. This is a significant development and a major reason for optimism as we head into this week’s Federal Reserve meeting. Low Rates Drive High Activity This downward trend in rates, which has

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Why Mortgage Rates Are at a 10-Month Low and What’s Next

Hey there! Hope you and yours had a great Labor Day weekend! Welcome back, and I’ve got great news for anyone thinking about buying a home or refinancing: average mortgage rates have fallen to their lowest levels in more than 10 months. This is a significant development that has been driving increased interest from prospective

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Jackson Hole & The Mortgage Market: What You Need to Know

The mortgage market is currently in an interesting place, with rates dipping to their lowest level in 10 months. But with the annual Jackson Hole Symposium right around the corner, there’s a lot to watch for. What’s Happening with Rates? The 30-year fixed-rate mortgage fell by .05 percent for last week, according to Freddie Mac.

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Your July Market Update: Rates, Refinancing, and the Road Ahead!

Hope you had a fabulous 4th of July weekend! As we celebrate the spirit of independence this July, it’s also a great time to reflect on your financial freedom, especially when it comes to your mortgage. Just as the Fourth of July reminds us of unity and progress, we’re seeing some interesting shifts in the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Your Mid-Week Mortgage Update: Rates Dip & What’s Ahead

As we head into a shortened week due to the July 4th holiday, I wanted to bring you up to speed on the latest in the mortgage market. It’s been an interesting period, with several key factors influencing interest rates. Good news for borrowers: interest rates have dipped slightly again! The 30-year fixed-rate mortgage (FRM)

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Your Housing Market Update: Rates, Inventory, and Savings

Good news! Mortgage rates are holding steady, as they have been over the past few months. This week’s average rate dipped slightly by .01 percent for a 30-year fixed. Inflation cooled more than expected in May. The headline Consumer Price Index clocked in at just 2.5 percent year-over-year, its lowest reading in four years. Even

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