What We Do
Our passion is helping our clients finance and purchase the home of their dreams!
A “Hawkish” Cut, Good News for Rates, and a Little Heart-to-Heart
I hope your week is off to a wonderful start. As we navigate these final weeks of 2025, I’ve been reflecting on how much “noise” there is in the news lately. Between Fed meetings, jobs reports, and shifting market trends, it’s easy to feel a bit overwhelmed. My goal today is to cut through that
December Update: The Fed, Shifting Rates, and What This Means for Your Home Goals
As we officially step into the heart of December, I hope this email finds you well, happy, and perhaps already enjoying the magic of the season! This past week was one for the history books, and I want to make sure I break down the big news for you. Whether you’re a long-time homeowner, thinking
Rates are Knocking on 2025’s Lows (Plus a Fed Cut is Looking Likely!)
I hope you all had a wonderful, restful Thanksgiving holiday! I’m back with an important market update, and for those of you hoping for better financing options, this is a positive one. We’re seeing some really encouraging movement in the bond and mortgage markets thanks to some clarity from the Federal Reserve. The Big News:
Our Thanksgiving Check-In: Rates, Young Buyers, and Gratitude!
As we head into this short, holiday-packed week, I wanted to send a quick note. The bond market might be a little “weird” this week due to lighter holiday participation, which could mean some volatility, but nothing dramatic to report yet. I hope this update finds you well and helps keep you informed about the
What the Government Reopening Means for Your Wallet, Rates, and the Market Ahead
I hope you’re having a wonderful week! It’s been a significant few days in the financial and housing world. After the longest U.S. government shutdown in history ended, markets reacted with clear relief. This stability is important because it means interest rates are holding near the best levels of the year. The 10-Year Treasury yield,
Is Good News Bad News? Plus, The Big Debate on 50-Year Mortgages
I hope you’re having a great week! This week, let’s tackle two major topics in the news that directly affect your financial well-being. Navigating Rates: The “Good News is Bad News” Dynamic First, let’s talk about interest rates. After a period of calm, we’ve seen rates tick higher again, with the 30-year fixed averaging .05
Keeping an Eye on the Mortgage Market: What Happened Last Week
Hope you’re having a great week! Let’s check in with your weekly dose of market insight and encouragement. You know I always want to keep you informed about what’s going on in the world of home financing, and this past week was a little… spicy. The Fed’s “Hawkish” Rate Cut: Don’t let the headline fool
Your Weekly Market Check-In: Rates at a Year Low & Why Your Credit Score Matters Right Now
The big news this week is fantastic: mortgage rates hit their lowest level in over a year! I know the news can be overwhelming and often scary, so I want to break down what’s driving this exciting movement and—more importantly—what it means for you, whether you’re looking to buy your first home, refinance, or simply
Mortgage Rates Near Year’s Best & Is January Your Magic Month?
I hope you’re staying cozy as we head deeper into the fall! This week has been all about signals—signals from the Federal Reserve, signals from the housing market, and even a signal about the very best time to buy a home. The Fed Speaks Out (Before the Quiet) This past week brought a flurry of
The Fed’s Next Move & How AI is Changing Homebuying
I hope you’re having a wonderful week! We’ve had a lot of interesting developments over the last seven days, from the Federal Reserve’s latest insights to a surprising shift in how homebuyers are using technology. Let’s dive in! The Fed Minutes are in! The Federal Reserve recently released the minutes from their September meeting, and
