Tag Archives: Fed Rates

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A “Hawkish” Cut, Good News for Rates, and a Little Heart-to-Heart

I hope your week is off to a wonderful start. As we navigate these final weeks of 2025, I’ve been reflecting on how much “noise” there is in the news lately. Between Fed meetings, jobs reports, and shifting market trends, it’s easy to feel a bit overwhelmed. My goal today is to cut through that

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

December Update: The Fed, Shifting Rates, and What This Means for Your Home Goals

As we officially step into the heart of December, I hope this email finds you well, happy, and perhaps already enjoying the magic of the season! This past week was one for the history books, and I want to make sure I break down the big news for you. Whether you’re a long-time homeowner, thinking

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Our Thanksgiving Check-In: Rates, Young Buyers, and Gratitude!

As we head into this short, holiday-packed week, I wanted to send a quick note. The bond market might be a little “weird” this week due to lighter holiday participation, which could mean some volatility, but nothing dramatic to report yet. I hope this update finds you well and helps keep you informed about the

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Is Good News Bad News? Plus, The Big Debate on 50-Year Mortgages

I hope you’re having a great week! This week, let’s tackle two major topics in the news that directly affect your financial well-being. Navigating Rates: The “Good News is Bad News” Dynamic First, let’s talk about interest rates. After a period of calm, we’ve seen rates tick higher again, with the 30-year fixed averaging .05

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Keeping an Eye on the Mortgage Market: What Happened Last Week

Hope you’re having a great week! Let’s check in with your weekly dose of market insight and encouragement. You know I always want to keep you informed about what’s going on in the world of home financing, and this past week was a little… spicy. The Fed’s “Hawkish” Rate Cut: Don’t let the headline fool

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Why Mortgage Rates Are at a 10-Month Low and What’s Next

Hey there! Hope you and yours had a great Labor Day weekend! Welcome back, and I’ve got great news for anyone thinking about buying a home or refinancing: average mortgage rates have fallen to their lowest levels in more than 10 months. This is a significant development that has been driving increased interest from prospective

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Why Mortgage Rates Are Holding Steady (And What That Means for You)

The past week in the mortgage market has been a story of stability, with mortgage rates holding near 10-month lows. This steadiness comes even as the Federal Reserve’s July meeting minutes were released and stock markets saw some notable shifts. What’s really going on with rates, and what should you watch for next? Let’s dive

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Navigating Today’s Housing Market: Rates, Trade, and Opportunities

Hope you’re having a great start to your week! As we continue to navigate the ever-evolving housing market, I wanted to share a quick update on some key factors influencing things right now. Last week, interest rates held steady, and Freddie Mac reported the average 30-year fixed-rate mortgage at .30 percent lower than this time

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

Mortgage Market Update: A Breath of Fresh Air?

Hope you’re having a productive week! I wanted to share a quick update on the mortgage market, as there’s some interesting movement happening behind the scenes. Optimistic Indicators While the headlines might not scream “major rate drop,” there’s definitely cause for optimism. This past week, despite the Fed holding steady on rates, we’ve seen some

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An image of mountains and palm trees that says Weekly Mortgage Market Update - Pacific Financial Mortgage & Real Estate Inc.

2025 Mortgage Market Update: A Rollercoaster Ride Ahead?

Happy New Year! I hope you had a wonderful holiday season. As we kick off 2025, I wanted to give you a quick update on the mortgage market and what we might expect in the coming months. The January Effect Interest rates ended 2024 around 7 percent – higher than many analysts anticipated for the

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